There must be millions and millions of men and women who are in such a condition in this country. On the other hand, we have only a few persons who are in affluent and happy circumstances, treated as creamy layer in the society.My Dear Gopal, Thank you for your letter. I am so glad that you have taken my advice seriously and have decided to insure your life. You ask me as to how you can set about it and I am glad to give you what information I possess.First of all, you must be careful to chose a sound and reliable insurance company. It is better to insure with one of the standard companies than to deal with new companies about which you know nothing.When you have decided on the company, you should write and say that you wish to insure your life for such and such a sum. They will send you full information and an elaborate form to full up. They will certainly demand a medical certificate, and much depends on the report of the Doctor who examines you. But as you are a strong healthy fellow you should be classed as a first class life.Once the formalities are completed, you will be informed about the acceptance of your policy. Then you will have to pay in your first premium; and as soon as you have done that your life is insured. Thanking you, Yours faithfully.The petitioners along with other Members of Establishment of Sindh High Court, including Private Secretaries, Personal Assistants and Court Associates etc. have expressed their grievance against deduction of income tax on the Judicial Allowance and Special Judicial Allowance from their salaries at source under Section 149 of the Income Tax Ordinance, 2001, by the respondent No.4 Accountant General Sindh. According to petitioners, such deduction of tax is illegal as both these allowances are exempted from levy of income tax under Section 39 part 1 to the Second Schedule to the Income Tax Ordinance,2001.It has been prayed that collection of income tax against Judicial Allowance and Special Judicial Allowance from the petitioners’ salary by the respondent No.4 may be declared to be illegal and without lawful authority. Whereas, in of 2019 filed by the petitioners, and other Members of the Establishment sub-ordinate judiciary of Province of Sindh, similar grievance has been expressed by petitioners, who have prayed for the same relief accordingly. However, in this petition, a separate legal ground in addition to above legal ground in addition to above legal ground of exemption has been agitated by the petitioners. Submit